Basics of Car Accident Law
If you have been seriously injured in a car accident, you may be looking for compensation through a personal injury claim. Here are the basics of car accident law that you should know about before you call our office for free consultation.
Basics of Car Accident Law | Fault Rules
Washington is a “fault” state. That means that when a car accident occurs in Washington, it’s the other driver that caused the accident who is legally responsible for your losses and injuries caused by the collision. Unfortunately, getting the other driver to admit fault and pay for the full value of your losses is rarely easy. Thankfully, having a car accident lawyer on your side can significantly increase your chances of getting the money damages that you deserve after a car accident.
Basics of Car Accident Law | Liability Coverage
Every driver in Washington is required to have liability insurance coverage. That means that when you are in a crash, it’s really the insurance company that pays for your damages, up to the value of the insurance coverage. However, you may also have insurance coverage of your own that applies as well, such as:
- No-fault coverage;
- Med-pay; or
- Coverage just for property damage.
No fault coverage allows you to turn to your own insurance company to pay you for your losses first. However, even if your insurance company should be paying you, that doesn’t mean that they automatically will. In some situations, your insurance company can be just as challenging to work with as another driver’s company.
Basics of Car Accident Law | Insurance Company Agendas
It’s important to keep in mind that every insurance company really has one goal: to make money. They make more money when they pay you less on your claims, regardless of whether you are their insured or someone who was hurt because of their insured. To guarantee that an insurance company doesn’t take advantage of you or your situation, you need a personal injury lawyer who has experience dealing with cases like yours.
If you want to know more about the basics of car accident law, please call our Edmonds car accident attorney today for a free consultation.