Do you have questions about liability insurance coverage as it relates to Washington car accident law? Here is what you should be aware of.
Liability Insurance Coverage | Definition
Every driver in Washington is required to have liability insurance coverage. That means that when you are in a crash, it’s really the insurance company that pays for your damages, up to the value of the insurance coverage. However, you may also have insurance coverage of your own that applies as well, such as:
- No-fault coverage;
- Med-pay; or
- Coverage just for property damage.
Liability Insurance Coverage | No-Fault Coverage
No fault coverage allows you to turn to your own insurance company to pay you for your losses first. However, even if your insurance company should be paying you, that doesn’t mean that they automatically will. In some situations, your insurance company can be just as challenging to work with as another driver’s company.
It’s important to keep in mind that every insurance company really has one goal: to make money. They make more money when they pay you less on your claims, regardless of whether you are their insured or someone who was hurt because of their insured. To guarantee that an insurance company doesn’t take advantage of you or your situation, you need a personal injury lawyer who has experience dealing with cases like yours.
Liability Insurance Coverage | Washington Car Accident Law
Washington is a “fault” state. That means that when a car accident occurs in Washington, it’s the other driver that caused the accident who is legally responsible for your losses and injuries caused by the collision. Unfortunately, getting the other driver to admit fault and pay for the full value of your losses is rarely easy. Thankfully, having a car accident lawyer on your side can significantly increase your chances of getting the money damages that you deserve after a car accident.
Contact the team at Certa Law to learn more about what we can do for you. You can schedule a free case evaluation to meet your potential attorney and our team. We want to be sure we are the right fit for your needs before we get started, and our consultation process is a no-obligation way to learn more about your legal rights and options after a car accident in Edmonds or the surrounding area. Call today for more information.